Flat fees
One fee for the lawyer's work, set before you sign. Nothing is billed by the hour, and the price doesn't change if your case takes more calls.
Thirty minutes with a lawyer, who looks at your debts, income and property and says which chapter fits, or whether you need one at all.
No card needed to book.
For most people whose income is under the limit: unsecured debt cleared in about four months. Pay in up to three parts.
We file once the fee is paid.
For catching up on a house or car, or when income is over the Chapter 7 limit. A first payment to start, the rest through your plan.
The court approves the fee as part of your plan.
The court's filing fee and the two credit courses are paid separately; we give you the current amounts in writing before you sign. If a creditor sues inside your case, that work is quoted on its own first, and you decide.
We list them so nothing surprises you later.
Paid to the court when we file. If your income is low, the court can waive the Chapter 7 fee or let you pay it in installments; we ask for you.
One before filing and one before discharge, taken online in about an hour each. Approved providers charge a small fee, and some waive it.
Rare, but if a creditor objects to discharge, defending it is separate work. We quote it before we start it.
On the first call a lawyer tells you which chapter fits, and the fee comes in writing before you sign. It doesn't change if your case takes more calls.
Because you shouldn't have to worry about the meter while you're already worried about money. We've done enough of these to price them fairly up front.
The fee is the same. What changes is how quickly we can file.
Yes. We'll need them to sign a short form saying the payment is a gift and that we work for you, not them.
We pause the case. Any payment you've made stays as a credit toward the fee for a year.
You'll leave it with the chapter that fits and a written quote.